It's easier than ever to score the perfect auto loan with Hepperly Auto Sales! Our financial experts are ready to help anyone find the loan they need, regardless of credit status. At Hepperly Auto Sales, we help our customers rebuild their credit, even if they've declared bankruptcy. Here, your credit score isn't a deciding factor. Apply for financing on our website or give us a call if you have any questions about the process!

Go Ahead, Fill Out The Form - It will NOT Affect Your Credit Score!

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Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Banking Information

Co-Applicant Information

Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

A Secure Loan Application

Applying for financing on our website won't impact your credit score, so there's no harm in checking your rates. Simply fill out the form, and one of our financial experts will be with you as soon as possible. Our form is encrypted and secure, so don't worry about telling us your personal information. It only takes a few minutes to see what kind of loan you need in order to buy the used vehicle you've always wanted.  

Credit Rebuilding and Approval for Any Score

While we use your credit report to determine a loan amount, you won't be rejected because of a low score. We believe everyone deserves to enjoy their dream car. That's why we approve all of our customers for auto loans, regardless of their credit score. We know that hard times come quickly, especially when bankruptcy is in your past, present, or future. Bankruptcy can destroy your credit score and rebuilding as soon as possible is your key to financial success. Our bankruptcy recovery program allows you to slowly improve your credit as you make payments on your loan. Ask our financial experts for more information!  

Value Your Trade-In Vehicle

Hepperly Auto Sales isn't just a great place to buy a car-it's a great place to sell one, too! The auto market is always changing, and it's important to keep an eye on the value of your current vehicle. Your model might be worth more than you think. Use our Value Your Trade tool to get a quick appraisal, and then call our finance team to move forward with trading. You can use this appraisal to calculate your monthly payments on your next vehicle using our Payment Calculator. This tool is simple and easy to use, and it'll give you a good understanding of your budget.  


Contact Our Financing Centers Near Knoxville, TN

If you have any questions about our trade-in process, our auto loans, or our bankruptcy recovery program, give us a call. Our financial experts are always ready to help walk you through each step. No matter your current economic status, you deserve the car you've always wanted. For nearly 25 years, we've been helping the people of Maryville, Lenoir City, and Knoxville buy the perfect used vehicle. We have multiple locations in the area, so you're guaranteed to find the vehicle you need at your convenience. Give us a call when you're ready to discuss next steps. We can't wait to get you behind the wheel of a great deal!